SmartPay has established itself as one of the most successful payment processing companies in the nation. We achieved this status as a result of focusing on satisfying our customer’s needs.
Substantial Interest Savings
Through the development of creative financial programs, SmartPay accelerates our customer’s loan payment. This saves clients an average of $35,000-$90,000 in unnecessary interest.
Shorter Loan Term
The SmartPay program helps clients reduce their 30-year loans by an average of 6 to 10 years. Using a target date to pay off your loan allows you to prepare for larger financial needs the may arise in the future. Our clients are able to comfortably plan for their children’s college tuition or even prepare for retirement.
By applying more money to the principal balance of your mortgage loan, the SmartPay program increases the equity in your home at an accelerated pace. Research shows that many homeowners will refinance or sell their home within the first 5 years. After five years with SmartPay, you will have 2 to 3 times more money available from the increased equity we helped you to build.
The SmartPay program will benefit you with all types of loans and with any lender. Imagine a creative way to pay off any debt sooner with less money – car, boat, RV, credit card debt, utility charges, the possibilities are endless!
You will enjoy the convenience of having payments drafted automatically form your bank account. In addition, payments are timed to coincide with payroll deposits for easier budgeting.